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Make your retirement dreams come true

IRA Genie is a free, independent service that:

  • Answers your IRA questions, with our AI powered chatbot
  • Determines your eligibility for an IRA, using IRS guidelines
  • Provides unbiased help choose an IRA best for you
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We do not store any personal information or manage your money

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Benefits of IRAs

Did you know?

Over 30% of Americans work beyond age 65 due to lack of retirement savings.

Saving $100 each month starting at age 25, could mean you have $310K in your IRA at age 65!

See how much you can save for your retirement

Amount you can save each month
Your Age
Assumed average annual return (From 2% to 20%)
Historically annual returns from the stock market have averaged 8%

Your projected savings at age 65

$ 310,868

The returns here are indicative based on compounded growth rates and investment amounts. This should not be considered investment advice.

Chat with IRA GPT, your friendly conversational assistant.

Get answers to all your IRA questions.
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Common myths about saving for retirement

I find saving for retirement to be complicated >
Individual Retirement Accounts (IRAs) make it very easy to save for retirement with little effort on your part. IRAGenie will help you every step of the way.
You need to be wealthy and have a financial advisor to save for retirement >
IRAS are the most tax-efficient ways to invest for retirement with no investment minimums. IRAGenie will help you find the right IRA for your needs, open an account and work with your employer to set up automatic funding for your IRA.
I will save for retirement later, after I meet my current needs >
The sooner you start investing, the more the power of compounding can help your investments grow. Saving a small amount early is better than saving a large amount later. For eg - investing $100 each month starting at age 30 will save you more for retirement than saving $250 each month starting at age 40 or $500 each month starting at age 50.
Investing in a retirement account will lock in my my money till age 59 1/2 >
While the goal of a IRA to help you in retirement, the IRS allows penalty free withdrawals from your IRA for specific purposes such as paying for college costs, paying for health expenses or insurance if you are unemployed, funding part of a first home purchase or in the case of a physical or mental disability.

Referral Bonus

We partner with employers. Provide us your email and we'll send you information to share with your employer. As a token of our thanks, you'll get a $200 gift card if your employer signs up for our service.